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A s t h a K r i s h i
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FAQ

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  • How does AsthaKrishi work?

    AsthaKrishi allows you to invest in real, Shariah-compliant agricultural projects. We use profit-sharing models like Mudarabah and Musharakah, where you invest capital, and we manage and grow it transparently.

  • Is my investment safe after submission?

    Yes. We maintain strict security, transparency, and use a Risk Protection Fund (2%) to support investors in case of unforeseen losses.

  • What is the profit-sharing percentage?

    Investors receive 70% of the profit, and AsthaKrishi retains 30%, used for operations, insurance, and fair returns.

  • Is this investment Shariah-compliant?

    Yes. We follow Islamic financial principles through Mudarabah and Musharakah contracts. We do not deal with interest (Riba) or any prohibited activity.

  • What if a project earns higher profit than expected?

    Any additional profit is credited directly to your investor account or added to your reinvestment plan, based on your preference.

  • What happens if the project faces a loss?

    Losses are first covered from the invested capital, and partially compensated through our Investor Risk Protection Fund if eligible.

  • Do you offer insurance on investment?

    We offer a non-commercial risk protection model, where 2% of profits go to a community-backed fund to support loss scenarios—ensuring halal compliance.

  • Can I withdraw my earnings anytime?

    You can request withdrawals after the end of a project cycle. Early withdrawal may not be applicable in all cases due to the nature of farming investments.

  • Do you work with any third-party partners?

    Yes. In certain projects, we collaborate with trusted partners. In such cases, AsthaKrishi may receive an additional up to 5% share, which is always pre-agreed and disclosed.

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